The Best Mobile Payment Apps for 2021

Mobile payment apps
Author: Jyoti Yadav
Posted On March 5, 2021

Cash is so a century ago, and touching a credit card reader isn't COVID-friendly. Luckily, we've examined the best applications for utilizing your phone to offer contactless payments in shops, pay for companions, and buy online so you can select the one that is appropriate for you.

Phone Pay

PhonePe is a Digital Wallet & Online Payment App that empowers you to make instant Money Transfers with UPI. Recharge Mobile, DTH, Pay Utility Bills, Buy/Invest, Donations, Purchase, Financial Services & Taxes, LIC/Insurance, credit card bills, Subscriptions.


PaytmKaro for immediate payment through UPI utilizing any ledger (No KYC required) or Paytm wallet. Download App and connect to UPI. Do Mobile prepaid recharge, DTH Recharge for Airtel, Utility bill payments, Sun Direct, Dish TV, Tata Sky. Additionally Book movies, Events, and Travel tickets on Paytm.

Google Pay

A beautifully designed, full-featured application offering in-store, online, and person-to-person payments. It's remarkably engaging for android end-users however runs on iOS and the web as well.


BHIM is an initiative to empower quick, secure, solid cashless payments through your cell phone. BHIM is cooperating with other Unified Payment Interface (UPI) applications and financial balances for brisk money transfers. BHIM application is created by the National Payments Corporation of India (NPCI). BHIM is invented in India and committed to the assistance of the Nation. BHIM money transfer application is accessible for Android and iOS.


Venmo's precise focus and solid execution make it a standout amongst other by and large mobile payment systems, as long as you comprehend the conceivable security worries with its default settings.

Samsung Pay

Samsung Pay is the solitary assistance that allows you to utilize your phone to pay any time of offer that acknowledges credit cards. You can't utilize it to pay your companions, in any case.


PayPal is a helpful, simple to utilize, and universal payment platform, both for shopping online and now for paying companions, as well, however, Venmo actually beats it in the last case.


Zelle might have the easiest method to transfer money to an individual in the US. It operates internally in your bank application or website, so the money goes exactly into the recipient's record. Disregard the Venmo-like social networks or paying in the stores, however.


Xoom allows you to transfer money to beneficiaries in 66 unique nations, just as top-up cell plans and pay services abroad. It's an advantageous and all-around designed assistance, however, its rates are less ideal than some of the opposition.

Apple pay

Apple card, Apple Cash, and Apple Pay cooperate to give iPhone clients a lot of choices for paying both stores and companions.

Circle Pay

Circle Pay is a simple-to-use payment application, with speedy deposits and some global ability, yet it doesn't allow you to pay in stores or online.

Google pay Send

Google Pay Send, not to be mistaken for Google Pay, is the substitution for Google Wallet. It's not difficult to utilize and charges no expenses, yet is quite stripped down.